The Banking Threat
- Sean Goins
- Jun 11
- 20 min read
Thesis: The greatest threat to American freedom is not an invading army or a foreign ideology. It is a silent enemy within, an unelected cartel of bankers that controls our money, our labor, and our future. That enemy is the Federal Reserve.

Central banking was never about serving the nation. It was about conquering it from the inside. The Federal Reserve is not American in spirit, in structure, or in loyalty. It is a machine designed by international financiers to control this country without firing a single shot. They did not need bayonets. They used bonds. They did not need tanks. They used credit. And now, every American serves them, whether they know it or not.
The Founding Fathers warned us. Article I, Section 8 of the Constitution gave Congress the power to coin money and regulate its value. Section 10 forbade the states from issuing anything but gold and silver. These were not symbolic gestures. They were walls built to keep tyranny out. The men who wrote the Constitution had seen the collapse of the Continental dollar. They had lived through the chaos of worthless paper. They knew that if you give private interests the power to create money, you have handed them the keys to your country.
But in 1913, those walls were breached. In secret, behind closed doors on Jekyll Island, a group of European and Wall Street bankers wrote the blueprint for America's economic surrender. Their agent, Paul Warburg, pushed it through Congress while most members were home for Christmas. That betrayal was called the Federal Reserve Act. With it, the power to issue money, the very blood of the Republic, was transferred to a private banking syndicate.
"Permit me to issue and control a nation's money, and I care not who makes its laws." — Mayer Amschel Rothschild. And so it happened. The laws became theater. The money became theirs. The people became debtors.
You've been told the government prints the money. That is a lie told to children. The Treasury prints the paper, yes, but only when ordered to by the Federal Reserve. The dollars in your wallet are not government currency. They are Federal Reserve Notes, IOUs issued by a private banking institution. The Treasury does not control the money. It takes orders from the Fed.
But it gets worse. Most money today is never printed at all. It is created out of thin air. It is typed into existence on a screen. The Fed buys government bonds and other financial assets using money that did not exist a second earlier. They create it with a keystroke. Then they hand it to their friends.
Which friends? Start with the New York Federal Reserve, the most powerful branch. It channels billions into BlackRock, Goldman Sachs, and other financial giants. These firms get access to unlimited money at near-zero interest. They buy tangible assets with fake capital while Americans work two jobs to afford milk. This is not capitalism. This is conquest through currency.
"Saying the Treasury controls the money because it prints it is like saying the janitor controls the school because he holds the keys."
Here's how the con works. The Fed creates dollars. It credits them to big banks. The banks lend those dollars out multiple times. Loans, mortgages, student debt, credit cards, it's all the same game. You borrow fake money and owe real labor. The Fed sits at the top, collecting interest on nothing.
This system went into overdrive in 1971 when President Nixon severed the final link between the dollar and gold. Since then, the dollar has been backed by nothing but belief—and fear. The Fed can create infinite money, and they do. In 2008, the Federal Reserve printed over a trillion dollars to bail out their own kind. Not the workers. Not the small business owners. The bankers. The speculators. The parasites. Then-Fed Chairman Ben Bernanke said it openly:
"The Fed can inject money into the system simply by crediting the accounts of the banks... we simply use the computer."
During the COVID lockdowns, it got even worse. Over three trillion dollars were created from nothing. The people got scraps. The corporations got windfalls. Main Street got shut down. Wall Street got rich. And who paid for it? The worker. The trucker. The rancher. The mechanic. Their rent went up. Their savings died. Their wages fell behind. They were robbed without a gun. That is what inflation is: theft without fingerprints. No folk story ends with a banker saving the day. The heroes are always builders, warriors, workers, and fathers, not men in suits, moving digits across a screen.
We have seen this trick before. In the dying days of the Roman Empire, emperors debased the silver denarius to pay for their wars and bribes. They shaved down the coins, filled them with junk, and told the people it was the same money. It wasn't. Trade collapsed. Morale shattered. The empire rotted from the inside. Today, the Fed doesn't clip coins. It clips reality. Every new trillion they print is another cut against the American people. Prices rise. Savings vanish. The rich speculate. The poor serve. And still, they tell you it's good for the economy.
The Central Bank Is Not American. The Federal Reserve is not part of the federal government. It is a private banking system. It answers to no voter, no state, no Constitution. Its policies are set behind closed doors by unelected officials. Its profits are protected. Its failures are rewarded. It cannot be fired. It cannot be audited. It cannot be stopped. And yet, it controls everything. Every time the Fed changes interest rates, markets crash or boom. Every time it creates money, it picks winners and losers. It decides who gets rich. It determines who goes bankrupt. It controls the cost of your home, your food, and your fuel. And it does all this while pretending to be your servant.
"The man who votes thinks he is free. The man who controls the money knows otherwise."
Money is power. Whoever creates it rules. That power belongs to the Federal Reserve and, through it, to a class of international parasites who have no loyalty to the country, no allegiance to the Constitution, and no sympathy for the people. Until that power is taken back, there is no freedom. There is only debt. There is only servitude. The chains may be digital, but they are chains all the same. You were born free. You were made a debtor. But you do not have to die on your knees. Tear off the mask. Name the enemy. Reclaim your country, beginning with your money.
Fiat currency is not money. It is a system of national enslavement disguised as prosperity. It makes parasites rich, turns workers into debtors, and reduces whole nations to interest-paying colonies. Every dollar created by this system is a chain. Every loan is a leash. The dollar in your pocket is not backed by labor, gold, or production. It is supported by your obedience. It is a claim on your time, your energy, and your future. And the men who issue it have never worked a day in your shoes. They do not build. They do not bleed. They do not serve. They create money from nothing and lend it back to you with interest.
A real economy is built on production. You grow food. You raise families. You fight wars. You build homes. That is real wealth. But under Fiat, that work is siphoned off through inflation and debt. They call it liquidity. They call it stimulus. What it really is is theft. Under this system, every dollar is born as a loan. The Federal Reserve buys Treasury bonds with made-up money. In return, the government owes interest. That means every dollar in circulation carries a debt before it ever touches your hand. The more they print, the deeper the debt grows. It's a treadmill built by thieves and run by cowards. They print. They spend. You pay.
You are not holding currency. You are holding an IOU from a system that despises you.
Look around. Look at what this system has done to our people. A young man with a job can't buy a home. A young woman with a degree can't afford children. A working father watches his savings die every year. Retirement has become a cruel joke. Children are born already owing interest. This is not prosperity. This is economic conquest. And yet, the leeches thrive. The hedge fund. The megabank. The global conglomerate. These people don't create. They speculate. They gamble with leverage, lose billions, and then get bailed out with your future. You work. They win.
In 2008, they wrecked the economy with bad loans and greed. Instead of prison, they got bonuses. The Fed printed over a trillion dollars to save them. You lost your home. They bought yachts. Then came COVID. The lockdowns killed small businesses. The Fed printed trillions. You got crumbs. They got everything. Grocery prices doubled. Rent exploded. The middle class was gutted. You thought it was a pandemic. It was a power grab. And they always sell the same lie. That inflation is a natural force. That it helps the economy. That you should be grateful. But inflation is not an accident. It is a tool. It steals your time without ever pulling a gun. Inflation is not a force of nature. It is a crime scene.
Fiat currency is not just theft. It is a perverted alchemy. Real alchemy sought to turn base metals into gold. This system does the opposite; it turns gold, labor, and sacrifice into worthless paper and debt, which is then called progress. They call this progress because they are the ones writing the story. But it is a story full of lies. There are no American heroes or European folk legends who are bankers. The hero is the builder, the fighter, the farmer, the man who creates, defends, and sustains. Never the lender who feeds on his work.
This is the world Fiat has built. A world where saving is punished, spending is rewarded, and debt is glorified. A world where the man who makes something is taxed and the man who manipulates numbers is celebrated. A world where families collapse, cities rot, and everything is for sale. We have seen it before. In Weimar, Germany, the central bank printed money until wheelbarrows couldn't keep up. The middle class was wiped out. The nation fell into chaos. The same disease is here. We just haven't hit the final stage yet.
America exports its inflation for now. But when the dollar falls, and it will, the reckoning will be biblical. And underneath the inflation, the debt, and the decay, lies a deeper sickness. A spiritual death. A person that lives in debt stops thinking about the future. They stop building. They stop believing. They become renters, not owners. Consumers, not citizens. Slaves, not men. A farmer thinks in seasons. A father thinks in generations. A banker thinks in quarters. Fiat currency kills all three.
And that is the goal. To replace proud, productive people with a dependent, rootless, obedient herd. To destroy savings. To destroy families. To destroy faith. And replace it all with a credit score. He who controls the money controls the people. He who controls the people controls the future. This cannot go on. The dollar must be tied again to something real, gold, silver, land, or labor. The Fed must be abolished. The right to issue currency must return to the people, to the Republic, and to the nation. Until that happens, no reform is real. No politician can save you. No party can fix this.
Perpetual war is not a failure of policy. It is a business model. It is a system of organized murder designed to enrich defense contractors, expand central bank power, and keep nations in debt bondage. It is not about freedom. It is not about democracy. It is about profit, and the Federal Reserve is its banker, its enabler, and its silent general.
Before 1913, America debated its wars. Congress had to vote. The people had to sacrifice. Wars were rare, short, and hard-fought. They were national events. They had to be. Because without a central bank to print the funds, and without a federal income tax to steal from the people, the government couldn't afford to fight them.
But that changed the same year the Federal Reserve was born. In 1913, two things were imposed on the American people: the Federal Reserve Act and the 16th Amendment, which gave Congress the power to tax incomes. This was not a coincidence. It was a package deal. One gave the government a printing press. The other gave it direct access to your paycheck.
Together, they built a machine for endless war. The income tax is not a civic duty. It is theft, extracted to pay off a national debt the American people never agreed to and never benefited from. Every dollar you pay in taxes goes first to the interest on that debt. The bombs drop. The bankers get paid. The working man gets crumbs, propaganda, and a flag to wave.
They say war is for defense. But who are we defending? Not the rancher in Texas. Not the factory worker in Ohio. Not the student crushed by debt or the veteran waiting months for care. We're defending the assets of Lockheed Martin, BlackRock, and the World Bank. We're defending pipeline routes, currency regimes, and IMF loan schedules. We're defending global finance with American blood. Every bullet, every bomb, every drone strike carries two price tags, one in blood, the other in interest.
World War I turned America into a debtor nation. Before it, we owed less than $2 billion. After it, over $20 billion. Who profited? The same banking families who funded both sides of the conflict. Wall Street bankers financed Britain and France, then used their own war bonds to demand intervention. The Fed printed the funds. The people paid with their lives.
World War II followed the same pattern. The Fed printed. The Treasury borrowed. The people bought war bonds and gave up their sons. And when it was over, Bretton Woods cemented the dollar as the world's reserve currency, giving the Federal Reserve control over the global economy. The bankers rewrote the map.
Since then, the list is endless. Korea. Vietnam. Iraq. Afghanistan. Libya. Syria. Ukraine. All funded on credit. All paid for by inflation and taxes. All supported by the central bank that created the money, the politicians that sold the war, and the media that sold the lie.War creates debt. Debt creates dependence. Dependence creates control. Then the cycle begins again.
And what of the soldier?
He is raised to believe he's fighting for liberty. He trains hard, fights harder, and watches his friends die. He comes home to a nation that cannot explain what the war was for. He's handed pills, paperwork, and told to wait for care. Meanwhile, Raytheon stock hits all-time highs. CEOs retire with golden parachutes. Politicians sign new arms deals. The empire rolls on. He comes home missing a leg, drowning in bills, and wondering why the flag he fought for now flies over a tent city.
They say they're fighting terrorism. But our cities are in ruins. They say it's to protect democracy. But your vote doesn't stop the bombs. They say it's to defend freedom. But you can't speak freely, work freely, or live freely without asking permission from the IRS, the Fed, and the global system that owns them both.
This is not just foreign policy. It is a domestic occupation. They couldn't secure the southern border, but they found $100 billion for Ukraine. They can't fix the water in Flint, but they can send fighter jets to Taiwan. They militarized the police, digitized the dollar, and now talk openly of central bank digital currencies that will control where, when, and how you spend. The empire you thought you were defending is the same empire that now manages your decline. And through it all, the bankers sit untouched. The Federal Reserve doesn't declare war. It doesn't vote. It doesn't bleed. But it creates the money that fuels the war machine, and it gets paid first when the debt collectors come knocking.
It is not America that rules the world. It is not even Washington. It is a network of central banks, global corporations, and debt-based institutions like the IMF and World Bank. They don't raise flags. They raise interest rates. They don't launch missiles. They launch debt traps. And when the dust settles, they are the ones who own the ports, the pipelines, and the post-war parliaments.
This is how it works: the U.S. military flattens a country, and then the World Bank arrives with "reconstruction loans." The IMF follows with "structural adjustments." They offer billions in debt, but only if the nation privatizes its resources, opens its markets, slashes its social programs, and pegs its currency to the dollar. It is the banker's blueprint for colonialism without boots. Oil, water, farmland, and telecom are auctioned off to foreign investors. National laws are rewritten. Infrastructure is sold to BlackRock or Saudi royals. When the country inevitably defaults because the loans were never meant to be repaid, the IMF demands austerity: pensions gutted, wages frozen, assets seized. This isn't recovery. It's conquest by spreadsheet. The Pentagon fights the wars. The bankers own the peace.
Ask the people of Iraq, who were promised freedom and given debt, surveillance, and IMF restructuring. Ask Argentina, where the IMF imposed wave after wave of austerity in exchange for loans that only deepened the crisis. Ask any nation that's hosted American troops and then signed a World Bank contract. They didn't get democracy. They got debt slavery.
This cannot continue. The nation is bleeding out, morally, financially, spiritually. We cannot bomb our way to freedom. We cannot tax our way to prosperity. We cannot print our way out of ruin. A nation that does not control its currency does not control its army. And a nation that does not control its army is not a nation at all.
America must reclaim its sovereignty. That begins by shattering the alliance between central banks and perpetual war. End the Fed. Abolish the income tax. End the blood-for-bonds war model once and for all.
A nation's strength is not measured in quarterly profits or stock market highs. It is calculated in the strength of its families, the fertility of its women, the faith of its men, and the number of children running through its fields. When those vanish, the nation vanishes. And under central banking, all are being destroyed.
Usury is not just theft. It is an anti-human system, a machine that converts life into profit and motherhood into risk. It turns children into liabilities, families into burdens, and the future into a pawnshop ticket. The banker's world has no place for fathers. No reverence for sacrifice. No reward for virtue. Only debt, rent, and despair. A society built on usury does not raise families. It raises consumers. It raises debtors.
Look around. The marriage rate has collapsed. The birth rate is below replacement. Wombs are empty, while fertility clinics are full. Young men drift, drugged, and broke. Young women owe their futures to banks before they even consider motherhood. Houses cost ten times a working man's wage. Food prices soar. And everything that once was a rite of passage, home ownership, family, generational continuity, has been priced out of reach. This was not an accident. It was engineered.
When money is fake, the value must be extracted from somewhere real. That "somewhere" is you, your labor, your time, your dreams, and your bloodline. The central bank sets the trap. It inflates the currency, devalues savings, and forces you to borrow just to survive. Inflation is not a symptom. It is the system. A slow-motion theft of life itself.
The man who works hard and saves is punished. The man who borrows and speculates is rewarded. This is not capitalism. It is a moral inversion. A father who plans for his children's future is mocked as old-fashioned. A banker who sterilizes a generation with debt is called a financial innovator. In a sane society, a man works, saves, marries, and builds. In this one, he leases a box, services his debt, and prays for a raise that never comes. This is not just the decay of an economy. It is the collapse of a soul.
The ancients understood. The Bible condemned usury as a sin. The Qur'an forbids it outright. The Catholic Church banned it for over a thousand years. Aristotle called it unnatural. Thomas Aquinas declared it a sin against reason and nature "to sell time itself, which belongs only to God."
And in Dante's Inferno, usurers are cast into the Seventh Circle of Hell, among the violent. Why? Because usury is violence against nature, against creation itself. It is the inversion of the natural order: instead of labor bearing fruit, money breeds money while the people starve. The usurer produces nothing, contributes nothing, builds nothing, and yet demands tribute from all. That's why Dante placed them alongside murderers. Because usurers kill civilizations.
And we are watching it happen again. In Weimar Germany, inflation sterilized the middle class. Women stopped having children. Men lost faith. Birth and death are blurred into economic data. Moral chaos followed, then collapsed.
In ancient Rome, farmers were driven off their land by debt. The Republic died with them. A new aristocracy emerged, not of warriors, but of creditors.
And here we are again. In America today, every ethnic and religious group is below replacement. The native-born population is declining. The middle class is evaporating. The culture is sterile. The economy is fake. The values are gone. Everything your ancestors built is being sold off to the same class of predators they once drove out with pitchforks. This is not just a financial problem. It is a form of bloodless genocide, slow, polite, and profitable.
And behind the curtain, the same parasite always feeds: the central banker. He does not need to conquer you with armies. He simply raises rates. He inflates your rent. He loans your government trillions, then demands your children to repay it through taxation, inflation, and servitude. Usury is not progress. It is sterilization in the language of finance.
The man in debt cannot marry. The mother with loans cannot afford more children. The young couple pays the banker before they buy food. And still, the media calls this freedom. Still, the Fed calls this stability. Still, the politicians call this democracy. No. This is economic warfare against the family. This is soft genocide by spreadsheet. This is a culture of death sold in the language of credit.
The first step is to abolish the system that sterilizes the nation in the name of growth. End the Fed. End fiat. End debt-based currency. Return money to the people. Peg it to labor. To gold. To wheat. To oil. To something that rewards work, sacrifice, and the will to build. A nation that cannot afford babies is already dead. This is not just a political war. It is not just an economic struggle. This is a spiritual war against the Shylocks. They told us we were free. They told us we had a voice. They told us we choose our leaders, set our laws, and shape our destiny with our votes. But when the banners fall, the speeches fade, and the confetti is swept away, the truth remains: You may vote for the puppet. But the banker owns the strings.
The American Republic was not overthrown by invasion or revolution. It was bought slowly, legally, and silently by a class of unelected moneylenders. The soft coup came in 1913 when the Federal Reserve Act and the 16th Amendment turned a constitutional republic into a debt farm.
From that moment forward, it no longer mattered who you voted for. Because the true power, the power over money, debt, and taxation, had been transferred to a cartel. An unelected, untouchable, international network of creditors who could print your money, inflate your rent, fund your wars, and seize your future.
This is not democracy. It is a technocratic oligarchy managed by central bankers, guarded by surveillance agencies, and financed by multinational predators. Every four years, you're told to choose between two brands of the same product. One promises reform. One promises tradition. But neither will audit the Fed. Neither will end the income tax. Neither will abolish the central bank. Because both are funded by the same machine. You vote for the color of the curtain. But the stage, the actors, and the script stay precisely the same.
This is not a representative government. It is a managerial regime where power is held by those who never face election: the central banker, the hedge fund CEO, the nonprofit director, the intelligence analyst, and the bureaucrat who drafts 1,000-page regulations that no one votes on, but everyone must obey. And at the center of this machine is the Federal Reserve, the high priest of fake money, pumping out credit, suppressing rebellion with inflation, and calling it stability.
Do you want to pass a law? Ask the bond market first.
Do you want to build a highway? Better check if the Fed will provide liquidity.
Do you want to protect your borders? See if Wall Street approves of your creditworthiness. The will of the people means nothing when the currency is fake, and the debt is real.
This is not liberty. This is an administrative occupation. The managerial class is ruled by an Excel sheet and algorithm. You are a data point. A compliance score. A managed asset in a machine that was never built for your benefit. We have traded ballots for balance sheets and liberty for liquidity.
Do you want to know why the border is open? Cheap labor keeps inflation down.
Do you want to know why every foreign war is funded overnight, but your town can't get clean water? Because Raytheon's stock outperforms water bonds. Do you want to know why your children are taught self-hatred in school? Because the foundations fund the curriculum, they answer to the same banks that finance the politicians. This is not the end of democracy. It is its replacement.
A new regime rules now: a financialized empire, digital, deracinated, and godless. It is enforced not by swords but by screens. It speaks in legalese. It hides behind foundations. It issues decrees by code. It rewards compliance and punishes tradition. It cannot tolerate beauty, loyalty, or truth because those things can't be monetized. This is not a government. It is a counterfeit kingdom, a machine of digits and death, offering bread without soil and salvation without soul. And it is burning through the last capital of the civilization it hijacked.
The long-term sustainability of any civilization depends not only on material prosperity but on the alignment of its economic system with natural law, family formation, and intergenerational continuity. The global debt-based fiat regime, administered through central banks and financial technocracies, has proven itself incapable of sustaining these fundamentals. Therefore, the task ahead is not merely political reform but civilizational re-foundation. The collapse of trust in fiat currencies is not accidental but rather the predictable result of a system in which money is divorced from material production, labor, and moral accountability.
A new monetary architecture must be built, one that ties currency issuance to tangible value, whether through commodities, labor hours, or decentralized mutual credit systems. Historical examples include the international gold standard, which, despite its flaws, preserved fiscal discipline for over a century, and more localized systems such as Wörgl's demurrage currency or 19th-century German credit cooperatives that successfully anchored liquidity in local productivity. These examples demonstrate that decentralized and value-backed currencies can provide stability, transparency, and civic trust.
Land ownership has historically served as the foundation for civic independence. Thomas Jefferson, in Notes on the State of Virginia, argued that "cultivators of the earth are the most valuable citizens." In contrast, today's global real estate market, dominated by financial conglomerates, has severed families from land and heritage. Examples such as Switzerland's cantonal autonomy or Japan's rural revitalization zones demonstrate that decentralized land policy can reverse demographic collapse and restore community agency. Policies should incentivize multigenerational ownership, legal protections for smallholders, and the revival of regional authority over zoning, agriculture, and infrastructure.
The traditional moral consensus, across Mosaic law, Islamic jurisprudence, and Christian canon law, condemned the practice of usury, particularly when applied to unproductive debt. Modern economic structures, however, normalize compound interest and treat it as an immutable law of finance. Yet alternatives exist and have proven viable: mutual credit systems, profit-sharing cooperative banks, and micro-equity models all offer non-usurious paths to capital formation. Such institutions must be legally recognized and expanded, with priority given to investments that promote tangible productivity, ethical savings, and long-term community cohesion.
An economy cannot serve the common good unless it serves the family. Today's cultural and fiscal pressures render marriage, child-rearing, and multigenerational living prohibitively difficult for working, and middle-class people. In such a context, GDP becomes a false idol, used to justify the erosion of traditions and the commodification of life itself. Instead, the policy must privilege the household. This includes removing tax penalties on homeschooling, offering childbearing incentives within stable households, and resisting the corrosion of consumerism by promoting stewardship and restraint.
This vision is not utopian. It is historical realism. Civilizations that endured, from Rome and Byzantium to early America, were not built by investment banks or global institutions. They were built by families with land, law, and loyalty. The collapse of the current regime is not the end but rather an invitation to rebuild. The path forward lies not in conquest but in the deliberate act of reconstruction, community by community, trade by trade, tradition by tradition.
Let there be no confusion about the nature of the present crisis. The destruction of the family, the sterilization of the West, and the transformation of citizens into debt serfs are not accidental byproducts of modernity. They are the predictable outcomes of central banking. It is the scourge of nations, the hidden hand behind the decline of sovereignty, the erosion of dignity, and the quiet euthanasia of cultures.
No epic poem ever praised the banker. No American folktale celebrates the man who refinanced the frontier. History honors the builder, the father, the protector, not the financier. The banker does not till the soil, raise the child, defend the border, or worship the divine. He manufactures nothing but systems of legal theft and calls them stability.
To resist central banking is to reject more than just inflation and debt. It is to deny the very premise that man is a consumer rather than a creator, a client rather than a citizen. Central banking is not merely an economic tool; it is a regime, a theology of control, a machinery of sterilization, and an imperial cult of digits over flesh.
If the banker's empire is to fall, it will fall not by protest but by replacement. A civilization rooted in land, family, honest trade, and divine law must rise to take its place. This is how civilizations regenerate: not with slogans but with order. We will raise children, not GDP. We will serve God, not Mammon. We will build economies that grow gardens, not empires that sell despair.
"If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered."
—Thomas Jefferson
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